Loan Services
All Types of Loans
Under One Roof
Guru Kripa Associate & DSA – Soorasagar Bypass Road, Jodhpur. Personal, Business, Home, LAP, Car, Bike, OD/CC, Gold, Government & CIBIL Defaulter loans with low interest, fast approval, and transparent process.
Personal Loan PL
Instant funds for any personal need – no collateral requiredA Personal Loan is an unsecured loan for medical expenses, wedding, travel, home renovation, or debt consolidation. Paperless process, same-day disbursal possible.
Loan Amount₹10,000 – ₹40 Lakh
Interest Rate10.5% – 24% p.a.
Tenure12 – 60 Months
Approval Time24 – 48 Hours
CollateralNot Required
Processing FeeMinimal
Business Loan BL
Fuel your business growth with quick and flexible financingA Business Loan is designed for traders, manufacturers, MSMEs and professionals. Use it for expansion, working capital, machinery purchase or operational costs – unsecured options available.
Loan Amount₹50,000 – ₹2 Crore
Interest Rate12% – 26% p.a.
Tenure12 – 84 Months
Approval Time48 – 72 Hours
CollateralUnsecured available
Eligible ForProprietor, Pvt Ltd, LLP
Home Loan HL
Make your dream home a reality with affordable EMIsA Home Loan helps you purchase, construct or renovate your home. Competitive rates starting at 8.5%, tenure up to 30 years, and up to 90% funding with balance transfer options.
Loan Amount₹5 Lakh – ₹5 Crore
Interest Rate8.5% – 11% p.a.
TenureUp to 30 Years
Approval Time3 – 7 Working Days
FundingUp to 90% of property value
Balance TransferAvailable at lower rate
Loan Against Property LAP
Unlock the value of your property for high-value fundingA Loan Against Property (LAP/LEP) lets you borrow up to ₹10 Crore by pledging your residential or commercial property. Lower interest rates than unsecured loans, ideal for business expansion or large expenses.
Loan Amount₹10 Lakh – ₹10 Crore
Interest Rate9% – 13.5% p.a.
TenureUp to 20 Years
Property TypeResidential / Commercial
LTV RatioUp to 70% of property value
Balance TransferAvailable
Car Loan CAR
Drive your dream car – new or used – with easy financingA Car Loan covers up to 100% on-road price for new cars, and up to 85% for used cars. Interest rates starting at 7.5%, flexible tenure, and same-day approval possible.
Loan AmountUp to ₹1 Crore
Interest Rate7.5% – 12% p.a.
Tenure12 – 84 Months
FundingUp to 100% on-road
ApprovalSame Day possible
BrandsAll major brands
Bike Loan BIKE
Get your two-wheeler financed with minimal paperworkA Bike Loan helps you buy a new motorcycle or scooter with 100% funding, low EMIs, and instant eligibility checks. All major brands covered.
Loan Amount₹30,000 – ₹5 Lakh
Interest Rate10% – 15% p.a.
Tenure12 – 48 Months
FundingUp to 100% on-road
ApprovalSame Day possible
BrandsAll two-wheeler brands
Overdraft / Cash Credit OD/CC
Revolving credit facility for working capital managementAn Overdraft (OD) / Cash Credit (CC) facility provides a revolving line of credit up to a sanctioned limit. Pay interest only on the amount you use – ideal for businesses to manage short-term cash flow.
Credit Limit₹1 Lakh – ₹5 Crore
Interest Rate10% – 15% p.a. (on usage)
TypeRevolving Credit
InterestOnly on utilized amount
CollateralProperty / Stock / Debtors
RenewalAnnual renewal
Gold Loan GL
Instant cash against your gold – no income proof neededA Gold Loan gives you immediate funds by pledging your gold jewellery. Disbursal within 30–60 minutes, minimal documentation, and your gold is safely stored until repayment.
Loan Amount₹5,000 – ₹1 Crore
Interest Rate9% – 17% p.a.
Tenure3 – 36 Months
Disbursal30–60 Minutes
LTVUp to 75% of gold value
Income ProofNot Required
Government Scheme Loans GOVT
Subsidized loans to empower small businesses & entrepreneursGovernment Scheme Loans include PM MUDRA, PMEGP, Stand‑Up India, MSME, CGTMSE and more. Benefit from lower interest rates, subsidies, and collateral‑free funding for your business.
PM MUDRAShishu (₹50K), Kishore (₹5L), Tarun (₹10L)
PMEGP SchemeUp to ₹50L with 15–35% subsidy
Stand-Up India₹10L–₹1Cr for SC/ST & women
MSME LoanCollateral-free up to ₹2 Crore
PM SVANidhiStreet vendors ₹10K–₹50K
CGTMSECollateral-free MSME credit guarantee
CIBIL Defaulter Loan SPECIAL
Even with a low CIBIL score – we can help you get a loanIf your CIBIL score is low or you have past defaults, we arrange secured loans, gold loans, and special financial products tailored for defaulters. We also guide you to improve your credit profile for future loans.
Loan Amount₹10,000 – ₹50 Lakh
Interest Rate15% – 28% p.a.
Tenure6 – 60 Months
CIBIL ScoreLow / No Score accepted
TypeSecured / Semi-secured
Score ImprovementGuidance provided
Why Us
Why Get Your Loan
Through Guru Kripa
Fast Approval
24–48 hours for most loans through our streamlined process.
50+ Bank Partners
We compare offers from over 50 banks for the best deal.
100% Transparent
No hidden charges – every fee is communicated upfront.
Minimal Docs
Simplified documentation with expert step‑by‑step guidance.
Expert Guidance
Dedicated loan advisors help you pick the right product.
98% Approval Rate
Highest success rate thanks to strong banking relationships.
CIBIL Assistance
We check & improve your credit score before applying.
Jodhpur Trust
Serving Soorasagar Bypass with dedication and integrity.
How It Works
Get Your Loan in 4 Easy Steps
Submit Enquiry
Fill the simple form with your loan requirement.
Eligibility Check
We assess your profile across 50+ banks.
Documentation
Submit minimal docs with our expert help.
Get Funded
Loan approved and disbursed to your account.